My current mortgage was up for renewal and with John’s help I was able to renew at a better rate and unlock some equity to complete my renovations.

Thanks for all your help John.

Paulette, Toronto


John had a wide range of products to offer us when we walked through his door.  We thought that owning a home would never happen for us, but with John’s help we are moving into our own home in July!!  We couldn’t be happier and we could not have made it without you.  Thank you for making our dreams a reality.

Cathy, Toronto


John was very helpful in helping us refinancing our home.  He made the whole process easy and painless and he got us the best possible rate.

Konstantinos, Scarborough

John did what no other Broker could – he got the approval! He was efficient, kept me in the loop and helped me realize my dreams of becoming a home owner. It seems he has amazing connections and so much industry experience, that there’s nothing he can’t do!              

Chloe Mendez, Toronto

When I need to refer my clients to a mortgage broker, it’s John Panagakos.   He gets the best rates and provides uncompromising service to all of my clients.  I am huge on customer service and thats what my clients receive from John and his team.

George Karanopoulos, Etobicoke

John is awesome.  He recently helped us re-finance or exiting mortgage so that we could consolidate our debt, finish our renovations, and lock-in a lower interest rate.  We appreciate all John has done for us over the past few years (Terry and Anna too!) and would not hesitate to use him again in the future.              

Christa and Daryl B, Toronto

John and his team got us our mortgage at a rate better then the banks were offering. They  made the whole process stress free and took care of the details. I have recommended these guys to our friends and would to anyone looking for a mortgage.


Kyla Schulz, Toronto

John and his team are amazing. No headaches, no questions. I am dealing with him for years and I strongly recommend him to all my friends and family.”                

Helen Arion, East York

I was very happy with the service that John and his team provided. They were great and very helpful. As a first time buyers and also new immigrants we needed someone who would help us to achive our goal and thanks to John and his team (special thanks to Anna) now we have a place to call home.              


Sylwia Pytel, Toronto

Re: John Panagakos, Terry Tharrenos and Anna Elefteriadis 

We had the pleasure of first meeting John, Terry and Anna in 2004 when we were purchasing our first  home. They helped us get the best mortgage rate and walked us through all the steps in great details. Being first time buyers, their assistance and service took away the stress and anxiety a big purchase like this can bring. They were in constant touch with us right up until the closing and even went out of their  way to check up on us a few months later to make sure all was well. Besides our family and friends, we don’t know of any business who would do this.

8 years later, we were ready to purchase our first income property.  Of course, we turned to John, Terry and Anna again. The service and advice offered the second time around was simply outstanding. They found the right financial company for our needs and got us exactly what we were looking for, if not better! They were our advocates through the entire process. We were extremely nervous going into a commitment this big, but John and Terry helped ease our fears and went as far as taking frantic telephone calls from us at all times of the day, sometimes as early as 7am!! “Super friendly Anna” was the smooth coordinator of everything else in between. Their sound and trusted advice was the push we needed to go for it! Without them, we know we would have backed out of this purchase. The confidence and trust they instilled in us gave us what we needed to close the sale.

We are extremely happy with our purchase and everything is working out financially just like they said it would. We would trust them with all your mortgage needs and you’ll be getting nothing but the best in the business. To us, it was like getting advice and support from our own family!!

Most Sincerely,

Todd & Virginia Paterson, Toronto