24 Jul

Looking Beyond Mortgage Rates

General

Posted by: John Panagakos

 It’s easy to get caught up in the idea that comparing mortgage rates will guarantee you get the best bang for your mortgage buck. While this may be true for particular situations, there are many scenarios where this strategy is not effective. Following are three reasons why it doesn’t always pay to make a decision […]

Read More
24 Jul

Leasing or Buying a Vehicle Impacts Your Debt Ratios

General

Posted by: John Panagakos

The question of whether it’s better to lease or buy a vehicle is a common dilemma. And do you buy or lease a new or used vehicle? The answer depends on the specifics of your situation. It’s important to realize that many consumers overburden themselves with car leases or loans they simply can’t afford. While […]

Read More
11 Jul

Using Home Equity to Your Advantage

General

Posted by: John Panagakos

Canadians purchase homes for a variety of reasons. Some want the stability of owning their own home, while others also look at home ownership as an investment vehicle. No matter what the reason, the truth is that home ownership has proven itself to be a good stable investment over time, and one which many Canadians […]

Read More
9 Jul

Is Your Mortgage Portable?

General

Posted by: John Panagakos

Selling your current home and moving into a new one can be stressful enough, let alone worrying about your current mortgage and whether you’re able to carry it over to your new home. Porting enables you to move to another property without having to lose your existing interest rate, mortgage balance and term. And, better […]

Read More